How 3-Click Contracts Work
Our platform simplifies Islamic contracts with a user-friendly process that takes minutes, not days.
Three Simple Steps to Shariah-Compliant Contracts
Our platform simplifies Islamic contracts with a user-friendly process that takes minutes, not days.
Choose a Contract Template
Select from our library of Shariah-compliant contract templates tailored to your business needs.
Fill in the Details
Enter the specific terms of your agreement using our guided, plain-language forms.
Deploy to Blockchain
With one click, your contract is analyzed for Shariah compliance and deployed to the blockchain.
From Contracts to Capital Access
QistasChain couples template-driven contracting with Amanah Score-based risk pricing to unlock fresh capital.
On-boarding & First Deal
Template Selection
Choose from our library of Shariah-compliant templates (sale, lease, partnership). Contract type is encoded as an on-chain NFT.
Amanah Pre-Score
Our Fiqh & Risk Engine scores your draft 0-100. Higher scores mean lighter collateral requirements later.
Execution & Reputation Building
| Event | Smart Contract Reaction | Score Impact |
|---|---|---|
| On-time payment/delivery | Contract emits PerformanceOK | Score +2 |
| Late fulfillment | Contract emits LateEvent | Score -3 |
| Deal completed | Parties leave 1-5⭐ ratings | Weighted by rater's score |
After just a handful of clean deals, you'll have a 12-month on-chain history with no defaults — priceless for financiers.
Capital-Raising Paths
Qard Hasan Pool
Zero-interest liquidity for high-score borrowers (≥85). Perfect for short-term working capital.
Murabaha Marketplace
Asset-backed trade finance without interest. Suppliers tokenize inventory for cost-plus financing.
Revenue-Share Tokens
After six months of audited cash-flow, mint security tokens representing future profit shares.
Sukuk-on-Chain
Package Shariah-compliant leases/receivables into tradable securities listed on partner exchanges.
DeFi Collateralized Lending
Amanah Score feeds into Chainlink oracle; DeFi lenders adjust LTV based on your score.
Key point: Your Amanah Score becomes a decentralized credit-rating oracle – any external DEX, launch-pad, or lending dApp can query it and price risk automatically.
Investor UX: "Trust but Verify in One Click"
Investor browses Deal Explorer → filters by ≥85 Amanah, collateral ≥20%.
Clicks a deal → sees plain-English term sheet + on-chain audit trail.
Single "Fund" button opens wallet; smart contract transfers USDC and mints receipt tokens.
Cash-flows (installments, profit-share) stream back to their wallet programmatically.
Result: No PDFs to read, no lawyers, no riba risk—yet the investor can prove in court that the underlying agreement exists and complies with fiqh (hash on chain, notarized PDF in IPFS).