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Test to Trust.
Trust to Finance.

A progressive financing model where trust unlocks increasingly ambitious opportunities

Risk-Aligned Financing Phases

Progress through increasing trust levels to unlock better funding terms

Phase 1
Trust: Low

Lease/Asset (Ijarah)

Asset-backed financing with equipment or inventory lease arrangements

Phase 2
Trust: Medium

Pay-for-Success (Jua'lah)

Payment contingent on achieving verified milestones and outcomes

Phase 3
Trust: Good

Profit-Share (Mudarabah)

Investors share in your profits based on agreed percentage splits

Phase 4
Trust: High

Tangible Partnership

Direct equity stake or joint venture arrangements in your business

Phase 5
Trust: Highest

Brand Co-creation

Strategic partnerships for IP, brand development, and market expansion

Adaptive Trust Score (ATS)

Your trust score is calculated from multiple verified data points

Performance Data

Payment history, delivery rates, safety records, uptime

Expert Validation

Qualitative assessment from industry professionals

Milestone Completion

Track record of meeting stated goals

Ethics & Compliance

Regulatory adherence and ethical business practices

0-100
Trust Score

Recency Weighted

Recent performance counts more than historical data. Your score reflects current reliability.

Live Updates

Score updates in real-time as milestones are verified. Watch your trust grow with each achievement.

Safe, Transparent Funding

Funds move when milestones are verified. No verification = no release.

Escrow Protection

Investor funds are held securely until agreed milestones are verified by independent experts.

Automated Release

Once verification confirms milestone completion, funds automatically transfer to the operator.

Dispute Resolution

If milestones aren't met, funds can be returned or held until issues are resolved fairly.

Example Scenario

An agriculture operator commits to delivering 100kg of produce by Q4. An investor commits $5,000, held in escrow. When an expert validator confirms delivery and quality, the funds automatically release to the operator. If delivery doesn't happen, funds return to the investor after a grace period.

Ready to Get Started?

Join the platform where trust becomes your most valuable business asset.